Repaying Student LoansMore than half of all college graduates have used student loans to pay tuition and other costs. So if the lingering bill for your education makes you nervous, know that you're not alone in facing student debt and there are options that can make repayment easier.

Monday, May 17, 2021

Monday Motivation...

Monday, May 17, 2021

Talking Points For Kids: Keep Your Money SafeTalking Points:• What are the benefits of keeping your money in a credit union account?• What are the benefits of keeping your savings at home?• How does your savings account earn money?• You generally don’t get a lot of interest/dividends on a savings account. Why not? Is it still worthwhile?

Sunday, May 16, 2021

Friday Brain TeaserUntil I am measured, I am not known. Yet you miss me, when I have flown. What am I?

Friday, May 14, 2021

Definition Friday: Target Date Fundtar·get date fund | nounA Target Date Fund is an investment fund that assumes you will retire in a specific year. The fund operates under an asset allocation formula, which automatically becomes more conservative as it nears its target date.

Friday, May 14, 2021

Happy Friday!Today is National Buttermilk Biscuit Day...

Friday, May 14, 2021

Need a quick cash influx for a major expense? Home equity loans feature a lower rate than most personal loans, and are typically tax deductible.*Check us out now at: https://www.membersalliance.org/.../home-equity-loans.html

Thursday, May 13, 2021

Have you ever looked at your checking or savings account and seen a tiny deposit, say just a dollar or less? Did you know that might be the beginning of you losing a large chunk of your life #savings? Micro-deposits are used in the business world to verify that an account is legit before linking it with things like brokerage accounts. If the deposit goes through and is verified, then the accounts are linked. Scammers use these to get access to your accounts and loot them. So, keep an eye on your accounts and, if you see any of these micro-deposits, contact MembersAlliance CU right away!

Thursday, May 13, 2021

No matter the term, CDs offer secure, fixed returns. Simply choose your term, then lock in your rate. It's a great way to meet short-term financial goals.More Info At: https://www.membersalliance.org/.../certificates-of...

Wednesday, May 12, 2021

Tip Tuesday: Essential Tools for Every New HomeownerA well-stocked toolbox is important for every homeowner, but choosing which tools to pack inside that kit can be confusing. Here’s a compiled guide for stocking a homeowner’s toolbox at every skill level. Happy fixing! Basic toolsIf you’ve never pretended to be a handyman, but you’d like to have basic tools in the house in case something needs minor repair, here’s what belongs in your toolbox: - Claw hammer. From hanging up pictures to securing loose railings, a hammer is your go-to tool for most basic jobs around the house. - Screwdriver set. It’s worth investing in a set of screwdrivers so you have various sized flat-heads and Phillips-heads handy for any kind of job. - Pliers set. Here, too, a set of different sizes and types is your best bet. Look for pliers with a good grip and that are sized well for your hands.- Adjustable wrench. A wrench will enable you to tighten or loosen virtually anything. - Handsaw. A handsaw is great for trimming lumber and cutting through drywall, fiberglass and other thin materials. - Utility knife. Use this handy cutter to open boxes, hard plastic packages, shave wood and more. - Tape measure. A retractable 25-foot tape measure will come in handy when you need to measure space for new furniture or decor items. - Hardware. Keep a generous selection of screws and nails on hand in case you need one in a hurry.- Level. A simple floating-bubble model will help keep your wall pictures and shelving straight.The next stepOnce you’ve filled your toolbox with the basics, and you become more skilled at around-the-house repairs, consider adding these more advanced tools to your collection: - C-clamp. When working on a woodworking project, a clamp will help you hold the wood in place. - Stud finder. This ingenious tool will keep you from creating unnecessary holes or drilling where nails already exist.- Cordless drill. While a screwdriver is great for basic drilling, tougher jobs will require a power drill. - Hacksaw. These are great for cutting through plastic and metal pipes, tubing, conduit and wood.- Safety gear. You’ll need safety goggles, ear protection and dust masks when using power tools. - Putty knife. Designed for applying spackle, you can also use your putty knife to remove old paint and to apply grout to tile floors and backsplashes. Advanced toolsIf you’re exceptionally handy, consider adding these to your toolbox:- Sanders. Put the finishing touches on your woodworking projects with a power sander. - Carpenter’s square. Made up of a metal ruler and interchangeable heads, a carpenter’s square is used to measure level, right angles, the center of a circle and to check depth. - Table saw. A table saw can rip, cross-cut, miter-cut, square, rabbet and apply shapes to edges of wood stock.Your toolbox is all set! Now you’ll be fully prepared for anything that needs fixing in your home

Tuesday, May 11, 2021